Real Life Lending

Well here we are. You're the man or the woman in the middle. Everything you'll need to make your job easier is right here for you so you can enjoy your tandem ride into the sunset.

Real Life Lending

Residential Lending

We know people come in all shapes and sizes, so our range of products treats them as individuals.

Residential Lending Products

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Residential Lending Criteria

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Residential Maximum Loan Calculator

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Buy-to-let lending

They want to buy and then let it out? They’ll need a buy-to-let mortgage then. Here’s everything you need to know.

Buy-to-let lending products

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Buy-to-let lending criteria

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Buy-to-let maximum loan calculator

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Different from the blandscape

Credit Score Cascade? It’s Called Pigeon-Holing

Credit Score Cascade? It’s Called Pigeon-Holing

We don’t lend to pigeons.

HOLY BAT PHONE!

HOLY BAT PHONE!

Get a direct line to our mortgage underwriters.

Let’s talk shop.

Let’s talk shop.

On residential we lend 85% LTV for flats above commercial properties, even on new build. Subject to valuer’s comments.

We love a selfie.

We love a selfie.

Residential loans based on the most recent year’s income for the self-employed.

Music to your arrears.

Music to your arrears.

Behind on utility and comms bills. We don’t consider these defaults and arrears as impaired credit.

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Our service turn around times

DIPS – 96% within 24 hours
Applications – 63% within 48 hours, 100% within 72 hours
Documents – 81% within 48 Hours, 99% within 72 hours
Valuations – 92% within 48 Hours
Telephone average wait time – 14 seconds
Figures accurate as of w/c 16th July 2018

Get in touch

There’s always someone here for you, all you have to do is holler and we’ll come running.

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Already applied or have a mortgage with us?

If you want to be our friend or are already one of the family then just click the right button and you’re off.

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