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REAL LIFE
LENDING

Ours is a world of individuals - everyone is unique. We help people with unique circumstances into the homes of their dreams. Supporting the self-employed, the entrepreneurs and the buy-to-letters - that’s real life lending.

Our mortgage products

MORE CHOICE,
MORE VALUE

Explore our mortgage products

Residential
Buy-to-let

At your service

We’ll keep you fully informed, at every stage of the process. Average broker experience as of 26/02/2024.

DIPs
reviewed

within
1 working day

New
Applications

within
4 working days

Underwriting
fully packaged*

within
4 working days

Assessment of
Valuation Reports**

within
4 working days

Average
call

Wait time
1 minute

* All underwriter requirements have to be met
** For packaged cases

Our Approach

We Do Different

We’re changing the mortgage market for the better, helping more people with flexible and competitive products. Join the real life lending revolution.
Work With TML

As a broker I've access to lots of lenders, TML are by far one of the best. It's so refreshing for underwriting to be completed with a positive can-do attitude

Rachel Cummings
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Excellent service common sense underwriting and staff who are clearly looking for reasons to lend rather than reasons to decline a case.

Richard Maxton
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I was delighted with the service the knowledge from my BDM, his help was first class, excellent product and application knowledge.

James Irvine
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I am impressed with the flexible underwriting, speed of under writing, and the ability of being able to speak to underwriters direct regarding my cases.

Eddie Sleight
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