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Buy to Let Criteria

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Portfolio Lending

Definition

Applicants with 4 or more mortgaged Buy to Let properties

Maximum number of properties

No maximum

Maximum portfolio value

£5,000,000 with The Mortgage Lender.

Evidence requirements

For 4-10 properties:

Business plan
Portfolio schedule
On request by underwriting, or for more than 10 properties:

Business plan
Portfolio schedule
Cashflow statement
Asset and liabilities declaration

Unencumbered properties

Details of all properties held by applicants should be included in the Portfolio Schedule, including unencumbered properties.