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Expat Criteria

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Applicant

Definition of an Expat

Applicant(s) must be UK Nationals, living or working abroad and must own at least one property in the UK. If one of the applicants is UK based, the overall application will still be underwritten as an Expat case.

Maximum number of applicants

Four. For Limited Company applications, details of up to four directors or shareholders as applicants will be captured. The applicants must cover a minimum of 75% of total shareholding. If any applicant is a UK resident, the application will be underwritten as an Expat case.

Minimum age

21 years at application.

Maximum age

80 years at application, 95 years at end of term.

Spouses

A nonexpatriate spouse can be accepted but where one/more of the applicants is UK based, the overall application will still be processed as an Expat case.

Additional Support Requirements

The Additional Support Requirements form should only be submitted where applicable to ensure TML can provide any support required to applicants. It will not impact the outcome of an application.