Important Information i

From Friday 23rd February, we have made rate reductions across both our Buy to Let and Residential product ranges. View our product guides.


We continue to support customers who are struggling or think they may struggle with their mortgage payments. If you need our assistance, please call our Customer Support team on 0344 257 0427, Monday to Friday, between 9am and 5.30pm. If your client can keep up with their mortgage payments, we would encourage them to do so, as changing their contract could lead to higher payments down the line.


The Mortgage Lender announces rate reductions across Residential and Buy-to-Let ranges

Friday, February 10, 2023

The Mortgage Lender has announced rate reductions across its residential and buy-to-let (BTL) product ranges.

In its residential range, the specialist lender has reduced rates up to 0.66% across some of their core Real-Life (RL) range, including RL0, RL1, and RL2.

Most notable in the lender’s most recent re-price, is the lender’s RL1 2-year fixed 85% LTV product, with rates reducing by 0.56%, and its RL0 5-year fixed 85% LTV product, with rates reducing by 0.65%. Rates in the lender’s core remortgage with incentive ranges and purchase with incentive ranges have also been lowered.

TML’s BTL range has also undergone a repricing, including a reduction of 0.25% for its 5-Year Fixed 75% LTV in its BTL core range and by up to 0.90% for HMOs. Its 2-year Base Rate Tracker product has also decreased by 0.67%. The lender also has a BTL remortgage-only fee saver product with no completion or set-up fees and £250 cashback.

Steve Griffiths, Sales & Product Director at The Mortgage Lender comments: “We’re pleased to announce reductions across the majority of our product ranges. At a time of increased cost of living, whether you are a homeowner, first time buyer or property investor, everyone is looking for the best option available on the market to suit their circumstances.

“We strive to provide our broker partners access to competitive mortgage deals and the ability to offer their clients attractive products with appealing incentives. The re-price highlights our aim to continue supporting our brokers and their clients’ property ambitions and to lend for real life.”

For more information on TML’s residential products please click here and BTL products please click here.