FOR THE BOLD AND THE BRAVE

Backing the self-made and the side-hustlers

Self-employed clients don't always fit the standard mould. Income can vary, businesses evolve, and every case is different.

As demand for specialist lending continues to grow, brokers need flexible solutions and a lender that understands complex scenarios. Our residential mortgage offering is built for real-life cases – helping you find the right solution for your clients.

How we can help you to help them

Up to 5.5x LTI - multiple income streams considered
Up to 95% LTV residential purchase
Pre-tax profit plus salary used for limited company directors
Self-employed: latest years figures
Additional income – up to 100% bonus / overtime / commission / second job considered

Helpful Links

Explore our resources to find guides, tools, criteria and support related to our residential offering.

Residential Product Guide
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Residential Property Criteria
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Residential Affordability Calculator
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Residential Documents
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Residential mortgages designed for real life

Peek inside with our Bold and Brave case studies to see how our lending works in real life. If you ever need solid proof of how we work closely with brokers to get the desired result, it’s all here.

Read our case studies

Broker support

Our Broker Support Team are experts in understanding the challenges of a complex case, and how to place them. Speak to our Broker Support Team today to see how we can help with your next case.

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