Important Information i

From Friday 17th November, our new residential products are live. We've made improvements to products and criteria to help you help more of your clients.


We continue to support customers who are struggling or think they may struggle with their mortgage payments. If you need our assistance, please call our Customer Support team on 0344 257 0427, Monday to Friday, between 9am and 5.30pm. If your client can keep up with their mortgage payments, we would encourage them to do so, as changing their contract could lead to higher payments down the line. 

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Affordability Calculator

So how much can your client borrow? In just five easy steps, our handy calculator will tell you. Get clicking, and you’ll have an answer in minutes.

Step 1 of 5

Property Region

Property Region

Select the region of the security property address


Enter the required mortgage term in years and months



Product Type

Select the product type from the list provided.

Step 2 of 5

Applicant Details

Step 3 of 5

Applicant(s) monthly commitments not being settled at completion


Step 4 of 5

Household Expenditure (£ per month)


Step 5 of 5

Financial Dependants

Child Dependents
Adult Dependents
The maximum loan amount we could provide

*Based on the information keyed. This amount would include any fees you plan to add to the loan.

Talk to our team to discuss your calculator result on 0344 257 0418 or visit our contact us page.


This is an illustrative figure only and not a decision in principle. The actual loan amount we can provide will depend on supplying this and further data through our online application system. Credit reference agency data, credit scoring and the ability to provide and evidence certain information will also be used to make a formal lending decision. We also have other lending criteria your customer will need to meet, for more information check out our lending criteria section.