Nationality & Residence

UK and EEA nationals

Full 3 years’ residential history required.

Non-EEA nationals

Skilled Worker or Health & Care VISA accepted with the following criteria :
- A minimum of 1 years residency in the UK A valid UK Skilled Worker (formerly tier 2 VISA) or Health & Care VISA.
- A minimum of 6 months remaining on the VISA at application.
- Tiered LTV approach for Residential applications based on customers length of residency in the UK:
o 1 year residency up to 80% LTV
o 2 years residency up to 85% LTV
o 3 years up to 90% LTV
- Minimum Income of £50k for Residential customers on an individual basis.