ABOUT US

The Mortgage Lender is there for the self-employed, those with credit blips, the buy-to-letters, and everyone in between. That's what we call real life lending.

Complex circumstances? That’s our bread and butter. We know life throws the odd curveball now and then. Which is why our mortgages are designed for you, if your life is a little less ordinary.

Maybe you’re an entrepreneur, a creative, self-employed or a contractor. Perhaps your earnings are based on commission and bonuses, rather than a fixed wage. You might even have experienced the occasional blip, or blips, in your finances. Our mortgage lending fits your circumstances, not the other way round.

With cutting edge technology supported with human-based decisioning, The Mortgage Lender take the time to understand complex income needs including:

• Self-employed and freelancers

• Buy-to-Let solutions supporting a wide range of landlords' needs

• Borrowers with credit blips

• Shared ownership range

• Customers seeking flexible lending solutions

Everyone’s different, and at Bluestone, we understand that one size never fits all, especially when it comes to mortgages.

Our lending process focuses on your life, not your credit scores, because our mortgages are tailored for those who can demonstrate affordability, but struggle to get past automated application processes.

Using technology to smooth the mundane parts of the process allows underwriters the time to see the client behind the credit score and support cases that high street lenders may have declined previously:

• support for those with CCJs

• borrowers with non-traditional income

• first time buyers with low credit scores

• right to buy